Announcement PDF Annual General Meeting 20 October 2026 10.30am (AEST) / 11.30am (AEDT) Ballroom 2, The Westin Brisbane, 111 Mary Street, Brisbane, QLD and online. Welcome and introduction Vaughn Richtor - Chair Welcome Quorum Introductions 2 Vaughn Richtor (Chair) Jackie Korhonen Sibylle Krieger Brett Morgan (MD & CEO) Warren Lee Andrea Waters MyState Limited Board 2026 Annual General Meeting 3 Meeting process Vaughn Richtor - Chair Apologies Notice of meeting Online meeting process 4 To vote – click the “vote icon” Select your choice of For, Against or Abstain for each resolution System will automatically update votes - no need to submit. You can change your vote any time before the poll is closed. Online meeting - voting 2026 Annual General Meeting 5 Meeting process Vaughn Richtor - Chair Questions Process Opening the Poll 6 Online meeting – written questions To ask a question in writing (1) click the “Q&A icon” (2) select your topic (3) type your question (4) click “send” 2 1 3 4 2026 Annual General Meeting 7 Chair’s address Vaughn Richtor - Chair 8 FY26 financial and operating performance 2026 Annual General Meeting 9 UNDERLYING EARNINGS PER SHARE 34.3 cps +11.7% on pcp UNDERLYING NPAT $58.3m +41.2% on pcp Statutory NPAT $56.2m FINAL DIVIDEND 12.5 cps +1.5 cps on pcp EARNINGS MIX 11.3% of Group profit from higher-return businesses vs 6% in FY25 TOTAL LOAN BOOK $14.0b +7.2% on pcp CUSTOMER DEPOSITS $10.6b +4.0% on pcp CEO’s address Brett Morgan – Managing Director & CEO 10 FY26 execution priorities 11 Home lending $13.6b Portfolio +5.8% growth Customer deposits $10.6b Portfolio +4.0% growth Equipment finance $371m Portfolio +134% growth Trustee Services funds $560m FUA +17.6% Managed funds $970m FUM Steady Delivering against our FY26 priorities resulted in stronger earnings, greater scale and improved strategic positioning 2026 Annual General Meeting The merger is delivering value 12 Run-rate synergies of $11.8m; integration execution remains on track; FY28 synergy target unchanged Delivered Single banking license 158 integration initiatives $11.8m run-rate synergies In progress Single loan origination system Single core banking platform Single retail bank brand Operating model optimisation Expected future value $20 - $25m of run-rate synergies by end FY28 Double-digit EPS accretion* Enhanced capability to pursue inorganic growth * EPS accretion on a full run-rate synergy basis (FY24 baseline of 32.0 cps). 2026 Annual General Meeting MyState’s investment case 13 Integration upside $11.8m run-rate synergies delivered $20-25m FY28 run-rate synergy target unchanged. Improved earnings mix 11.3% of NPAT Faster growing, higher- returning businesses are now a larger contributor. Capital flexibility 15.8% total capital Provides foundation to fund growth and strategic priorities. Track record of profitability and fully franked dividends FY26 demonstrates that the merger thesis is delivering; earnings have grown, execution is on track and the next phase of value creation is visible Diversified, growing business 4 business lines Growth across retail banking, equipment finance, managed funds and trustee services. 2026 Annual General Meeting Meeting business 14 Financial statements and reports Item 1 2026 Annual General Meeting 15 Re-election of Warren Lee THAT Warren Lee who retires from the office of Director in accordance with clause 62 of the Constitution and ASX Listing Rule 14.4, being eligible and offering himself for re-election, be re-elected as a Director of the Company. Item 2 2026 Annual General Meeting 16 Re-election of Warren Lee Proxies lodged For 43,611,557 Against 848,609 Abstain 59,161 Open* 3,690,043 *The Chair holds 388,646 open votes and intends to vote in favour of the resolution Item 2 2026 Annual General Meeting 17 Re-election of Andrea Waters THAT Andrea Waters who retires from the office of Director in accordance with clause 62 of the Constitution and ASX Listing Rule 14.4, being eligible and offering herself for re- election, be re-elected as a Director of the Company. Item 3 2026 Annual General Meeting 18 Re-election of Andrea Waters *The Chair holds 402,323 open votes and intends to vote in favour of the resolution Proxies lodged For 44,072,818 Against 314,828 Abstain 59,518 Open* 3,762,206 Item 3 2026 Annual General Meeting 19 Remuneration report THAT for the purposes of section 250R(2) of the Corporations Act 2001 and for all other purposes, the Remuneration Report (which forms part of the Directors Report) for the year ended 30 June 2026 be adopted. Item 4 2026 Annual General Meeting 20 Remuneration report *The Chair holds 399,506 open votes and intends to vote in favour of the resolution Proxies lodged For 42,507,457 Against 1,687,059 Abstain 211,476 Open* 3,759,389 Item 4 2026 Annual General Meeting 21 THAT, for the purposes of ASX Listing Rule 10.14 and for all other purposes, the issue by the Company of up to 175,439 unlisted performance rights to the Company’s Managing Director and Chief Executive Officer (Mr Brett Morgan), as part of Mr Morgan’s remuneration for the financial year ended 30 June 2027 on the terms set out in the Explanatory Memorandum to this Notice of AGM, be approved.. Approval of the issue of performance rights to the Company’s Managing Director and Chief Executive Officer Item 5 2026 Annual General Meeting 22 Approval of the issue of performance rights to the Company’s Managing Director and Chief Executive Officer *The Chair holds 390,646 open votes and intends to vote in favour of the resolution Proxies lodged For 42,636,418 Against 1,590,328 Abstain 232,095 Open* 3,750,529 Item 5 2026 Annual General Meeting 23 Meeting business Vaughn Richtor - Chair Final questions Close of poll 24 mystatelimited.com.au Thank you for attending Close of meeting